Digital Risk combines a loan level understanding of the mortgage market with extensive and unique modeling capabilities. Digital Risk utilizes a variety of internally developed predictive models (credit risk, fraud, home value appreciation) to analyze a variety of residential mortgage products (sub-prime, HELOCs, seconds, Alt-A, prime jumbo, agency).

When combined with our Expert Services, Digital Risk’s Analytical Tools enhance the efficiency and effectiveness of our risk mitigation and loss recovery solutions. Depending on the model, we update our models monthly, quarterly or more often upon significant discoveries.

Custom models are prepared by Digital Risk’s team of quantitative professionals tailored to client needs including QC sampling, a variety of correlation driven models for collateral risk, fraud, income and asset correlations, guidelines, etc.