Our Expert Services

Building on the expertise we’ve developed using our 360° Investigative Technology to analyze over the last year over $52 Billion in mortgage loan portfolios to pinpoint non-compliance, fraud, breaches, etc., Digital Risk is available to provide Advisory and Forensic Review Services for clients.

Forensic Review Services

Digital Risk tailors its programs to support your decisions. We address a range of issues including:

• Credit and compliance
  • Guideline re-underwriting
  • Credit report analysis
  • Appraisal quality
  • High cost / TILA
  • Licensing
  • State consumer credit
  • FNMA requirements
• Fraud Investigations
  • PortfolioReview
  • Written re-verifications
  • Flips / straw buys
  • MIDEX
  • Participant collusion
  • Documentation scanned
• Serving and Surveillance
  • Conversation Log
  • Pay history
  • Servicing quality
  • Reset Analysis
  • Income monitoring
  • Portfolio error / loss
• Asset Recovery and Consulting
  • Legal document review
  • Claims management
  • Litigation Support – expert witness
  • Operational reviews
  • Counter-Party risk assessments

Advisory Services

Digital Risk provides the following advisory services:

• Planning and preparation
  • Review applicable loan sale agreements
  • Review product matrices and underwriting guidelines
  • Recommend purchase and sell strategies
  • Recommend database systems
• Re-underwrite loans against applicable guidelines and matrices.
• Conduct fraud investigations to re-verify:
  • Employment and income
  • Deposits
  • Other areas of misrepresentation and unusual activity
• Engage in Compliance Review with local, state and federal laws
• Review disclosures of payment streams, fees and predatory lending laws
• Review wins, losses and settlement proposals
• Provide highly effective litigation support and expert witness testimony
  • Complaint preparation
  • Discovery
  • Damage calculations
  • Settlement evaluations
  • Trial appearances

Call us at 888-500-RISK to discuss how we can help you.