The purpose of the Due Diligence analysis is ensure that loans meet investor generated credit, value, data, title and document parameters. Fraud analyses are critical to due diligence in this cycle.

Credit Re-underwriting – the purpose of credit re-underwriting is to evaluate whether loan conforms to underwriting guidelines, identify guideline exceptions and determine whether the exceptions reasonably rely on appropriate compensating factors.

Fraud Detection and Prevention – the purpose of the review is to determine whether fraud occurred in the origination of the loan and or to prevent a fraudulent loan from closing.

Collateral Advisory Services – the purpose of the collateral review is to confirm the value of the underlying collateral. Digital Risk utilizes licensed appraisers to conduct valuation services.

Regulatory Compliance Reviews – the purpose of compliance reviews is to conform compliance with local, state and federal laws. Digital Risk utilizes compliance specialists and state-of-art software to keep current on the latest regulatory changes.