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Can You Get a Home Loan from Your Parents? Rules on Financial Assistance

Can You Get a Home Loan from Your Parents? Rules on Financial Assistance

Conventional loans have restrictions on financial gifts that vary on the borrower’s down payment percentage, says Jeff Taylor, a managing partner at Digital Risk. If a down payment is less than 20 percent, Freddie Mac requires at least 5 percent to be the borrower’s own money. Fannie Mae eased its rules last year and under some circumstances eligible borrower can have their entire down payment come from gifts, Taylor says.

Digital Risk LLC: These 10 charts fully explain Millennials and home buying

Digital Risk LLC: These 10 charts fully explain Millennials and home buying

Seventy percent of Millennials want to buy a home in the next five years, but how and why they will buy a home widely varies depending on the individual.

Digital Risk recently conducted a housing survey on Millennials in the housing market, surveying 1,344 millennials, who are between the ages of 18 and 34, distributed nationally by their age, gender and census geography.

Pending Home Sales Continue Momentum in May

Pending Home Sales Continue Momentum in May

Pending Home Sales Continue Momentum in May HousingWire June 29, 2015 “This is a positive sign that the economy and the housing market are improving,” said Jeff Taylor, managing partner for Digital Risk. “Closed home sales were up in May compared to April by 5.1% — better than expected and an indication that fewer transactions […]

4 Ways Firms Are Failing Associates

4 Ways Firms Are Failing Associates

4 Ways Firms Are Failing Associates Law 360 June 19, 2015 And having someone to learn from is extremely important, according to Debbie Hoffman, the Chief Legal Officer of Digital Risk Inc., where she has built an in-house legal team based on what she learned in her years in BigLaw. “It happens organically, but law […]

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Counsel’s Corner: GSEs Have Intensified Efforts to Transfer Risk to Private Market

Counsel’s Corner: GSEs Have Intensified Efforts to Transfer Risk to Private Market DS News June 19, 2015 As the Chief Legal Officer for Digital Risk, Debbie K. Hoffman oversees the operation of Digital Risk’s legal, compliance, risk and licensing functions. Debbie is responsible for corporate governance, legal compliance of subsidiaries and lines of business, preparation […]

New Credit Rating Agency Rules Target Due Diligence Transparency

New Credit Rating Agency Rules Target Due Diligence Transparency

New Credit Rating Agency Rules Target Due Diligence Transparency National Mortgage News June 16, 2015 New regulations for credit rating agencies that took effect this week are expected to make mortgage and other asset-backed securities more transparent by requiring broader disclosure of certain due diligence reports. Under the rules, which were mandated under the Dodd-Frank […]