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Markets

Comprehensive Platform Capable of Fulfilling Unique Needs

Diversified Client Base, Customized Solutions

Advances in financial markets and mortgage products have driven a disaggregation of a mortgage’s life cycle. Mortgages are sold as many as four times before reaching the final risk holder. Each participant in the mortgage life cycle tries to maximize profits while minimizing risk. Digital Risk serves originators, buyers and sellers of mortgages and mortgage-backed securities, delivering transparency at the loan level and precise risk assessment throughout the entire mortgage life cycle.

Specifically, Digital Risk serves marquee names across the mortgage life cycle for the following markets:

Originators

Comprehensive origination processing, underwriting, and closing solutions to help you manage capacity, to improve loan quality and to remain in compliance:

Governance, Risk & Compliance
Pre & Post Funding Quality Control
Valuation Solutions
Analytics

Servicers

Solutions to support servicers add capacity and manage changing compliance requirements:
Governance, Risk & Compliance
Fulfillment Services
Valuation Solutions
Analytics

Distressed Asset Investors

Solutions designed to uncover collateral’s true value as well as the borrower’s current willingness to and ability to pay. Services feature an assessment on losses, cash flows and performance:

Due Diligence
Valuation Solutions
Governance, Risk & Compliance
Analytics

Conduits & Issuers

Solutions starting from post-purchase reviews and extending throughout the mortgage life cycle – forensic upon default and surveillance while loan is performing:

Mortgage Investors

Solutions designed to properly assess credit and operations risk through loan-level data, forward looking analytics and a variable cost model:

Due Diligence
Governance, Risk & Compliance

Mortgage Insurers

Solutions tailored to the nuances of MI policies to protect insurers from paying claims on mortgages containing fraud or other disqualifying events. Oversight to improve servicer performance and to reduce claim amounts otherwise payable due to servicer’s errors: