Jeff Taylor covers breaking market news on Mornings with Maria

Jeff Taylor on Fox Business’ Mornings with Maria calming fears by pointing out that the rampant market volatility will NOT affect the housing sector. Jeff’s expert opinion is that although the markets are in turmoil, all housing sector indicators are up right now and point to a mini refinance boom. Quoting the Digital Risk Millennial Survey, Jeff stated that 42% of Millennial homebuyers needed parental financial assistance and that the market turndown may continue to dissuade them from buying homes. To hear Jeff’s predictions for consumer confidence, first-time homebuyer activity and Millennial reaction, tune in now.
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Digital Risk’s Millennial Survey shows the REAL factors keeping them from buying

Watch Jeff Taylor on CNBC World discuss Digital Risk’s recent Millennial Survey that explains the factors holding this generation back from purchasing property. The survey also indicates incentives that may entice them to enter the housing market sooner rather than later. To learn why Millennials are hesitant to buy and see Digital Risk’s survey results, tune in now.
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Digital Risk's Kimberly Lanham AndDana Gipson Honored As InfluentialWomen In Housing

Digital Risk’s Kimberly Lanham And Dana Gipson Honored As Influential Women In Housing

MAITLAND, Fla., Aug. 3, 2015 /PRNewswire/ — Digital Risk, LLC, an Orlando-based risk and compliance firm, is proud to announce that Kimberly Lanham, Vice President of Marketing & Public Relations, and Dana Gipson, Senior Director of Operations, have been selected as honorees for HousingWire’s “Influential Women in Housing” and MReport’s “Women in Housing,” respectively.

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Can You Get a Home Loan from Your Parents? Rules on Financial Assistance

Can You Get a Home Loan from Your Parents? Rules on Financial Assistance

Can You Get a Home Loan from Your Parents? Rules on Financial Assistance
July 27, 2015
Conventional loans have restrictions on financial gifts that vary on the borrower’s down payment percentage, says Jeff Taylor, a managing partner at Digital Risk. If a down payment is less than 20 percent, Freddie Mac requires at least 5 percent to be the borrower’s own money. Fannie Mae eased its rules last year and under some circumstances eligible borrower can have their entire down payment come from gifts, Taylor says.

Lenders require extensive paperwork in order to track the origin of all money used toward a home purchase, and gifts are no exception, Taylor says. All gift funds require a gift letter documenting the amount of the gift and stating that the money doesn’t have to be repaid, Taylor says, along with proof of when the funds were transferred. Jeff goes on to give more great advice to potential borrowers.

2015 HousingWire Women of Influence

Kim Lanham, Makes HousingWire’s 2015 Women of Influence List

Congratulations Kim Lanham, VP of Marketing for being recognized as HousingWire’s 2015 Women of Influence! HousingWire’s new August issue was released Friday July 31st, featuring 40 of the most influential women in the housing industry. Digital Risk and our people are honored to featured and recognized as industry thought leaders and influencers! The 2015 Women of Influence were selected based on their accomplishments, passion and leadership to drive the housing economy forward.

How healthy is your city's housing market?

How healthy is your city’s housing market?

How healthy is your city’s housing market?
USA Today
July 31, 2015
Jeff Taylor was quoted heavily yesterday in a USA TODAY article, about the health of the housing market. He said there are a variety of regional trends that can affect local housing markets, from first-time buyers looking to save money on rent, to foreign, all-cash purchases of pied-a-terres.

“Nationally we have absolutely stabilized, but we still have two dynamics going on,” Taylor said. “There are areas that will see price increases that’s based on high demand, like Miami and San Francisco. In Orlando or the Midwest, prices are growing more slowly as inventory has not made its way through the foreclosure process.”

The study is not the first to show the housing market mounting an uneven recovery. While cities such as Denver and San Francisco are seeing home values skyrocket, others are seeing steady, but tapering, growth, according to the S&P/Case-Shiller Home Price Index, a measure of housing prices in 20 major American cities that was released Tuesday. “We have outliers, like Orlando,” Taylor said. “But as a country, we are heading in the right direction.” Click below to read the full article on USA Today.

Jeff Taylor on BNN’s “Business Day AM” program discussing the sustainability of both the U.S. and Canadian housing markets

Jeff Taylor appeared on BNN’s “Business Day AM” program with Frances Horodelski to talk about the sustainability of both the U.S. and Canadian housing markets and the most recent CaseShiller Home Price Index. Jeff explained that the housing market has stabilized, with existing home sales and housing starts back to pre-recession 2007 levels. Jeff predicts a even healthier housing market ahead when first-time buyers come back to normal levels of about 40 percent of the market.  For more predictions about the U.S. housing market, specifics about housing sector stocks and to hear Jeff’s thoughts about the Canadian housing market, tune in now.
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Jeff Taylor with Maria Bartiromo Is the housing market stabilizing?

Jeff Taylor appeared on Fox Business Live with host Maria Bartiromo, ahead of the release of the Case-Shiller Home Price Index to talk about the health of the housing market. Jeff explained that he expects a modest rise in prices now that the housing market has stabilized. He pointed out that existing home sales and housing starts are the highest they have been since 2007 and predicted that Millennials will get into the market To see his reasons and hear more about the recovering housing market tune in now.
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Regulators Have Overdone it on Banks...or have they?

Regulators Have Overdone it on Banks … Or Have They?

Regulators Have Overdone it on Banks … Or Have They?
Newsmax Finance
July 28, 2015

Regulators have gone a bit too far in cracking down on banks to make them safer, says Debbie Hoffman, chief legal officer at Digital Risk.

“Excessive regulation runs the risk of leaving a fragile economy starved of the capital it needs to grow,” she writes in USA Today.

“It is critical that regulatory policy encourages banks to get back into the business of lending again, something they have been reluctant to do in the wake of the financial crisis.”