Fed Rate Hike: Jeffrey Taylor on When and How Much It Will Cost You

Fed Rate Hike: Jeffrey Taylor on When and How Much It Will Cost You

NerdWallet – Fed Rate Hike

In a NerdWallet article regarding anticipations surrounding the Federal Reserve rate hike, Jeffrey Taylor was quoted on how the fed rate hike would affect the mortgage industry.

Most experts predict the Fed will raise interest rates by a quarter point. While a majority of those working on Wall Street expect a rate hike to occur later than sooner, at the FOMC December meeting rather than the upcoming September meeting, many industry leaders are already forecasting the rate hike’s effect on consumers.
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Leo Loomie on How a Rate Hike Would Affect Mortgage

Leo Loomie on How a Rate Hike Would Affect Mortgage

The MReport

In this MReport article, Digital Risk’s Leo Loomie, VP, Client Services was quoted on how the purchase and refinance markets would be impacted by a potential interest rate hike.

The article, “How Would a Fed Rate Hike Affect the Mortgage Industry?” describes how expectations for a rate hike in September are dwindling due to a disappointing August 2016 Employment Situation report by the Bureau of Labor Statistics. Analysts are now predicting December will be the month that the Federal Reserve finally increases interest rates.

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Jeffrey Taylor on HARP Program Extension

Jeffrey Taylor on HARP Program Extension

Scotsman Guide

Digital Risk’s Jeff Taylor was quoted in the Scotsman Magazine article, “HARP extended through September 2017,” regarding the benefits of extending the program.

As announced by the Federal Housing Finance Agency (FHFA), the Home Affordable Refinance Program (HARP) will be extended to September 2017, which is when Fannie Mae and Freddie Mac will roll out a new refinancing program.

Although just 18,000 borrowers refinanced their mortgage through HARP (Home Affordable Refinance Program) in the second quarter of 2016, which is down from 319,000 borrowers in the second quarter of 2012, Jeff asserts that the program is still relevant.
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Digital Risk On The Air

Jeffrey Taylor Interviewed on The Bloomberg Advantage

Digital Risk’s Jeffrey Taylor was interviewed on The Bloomberg Advantage following the announcement of the HARP Program extension and Janet Yellen’s comments that interest rates will likely rise by the end of 2016.

During the interview, Jeff discusses what potentially rising interest rates could mean for mortgages, why the HARP program has been extended, the status of the mortgage market and his thoughts on where the market is heading.

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Don’t Step on a Landmine! Kim Lanham Advises on Mortgage Industry Marketing

Don’t Step on a Landmine! Kimberly Lanham Advises on Mortgage Industry Marketing

Mortgage Banking Magazine

Digital Risk’s Kimberly Lanham, SVP, Marketing & Client Relations, shares how lenders can use social media and digital advertising to their advantage while staying in the confines of regulation. Her article “The Land Mines of Social Media Marketing,” which was published in the August issue of Mortgage Banking Magazine, explains what every lender should know about using social media to market mortgages to consumers. With new entrants in the mortgage finance marketplace, competition from a plethora of consumer-targeted advertising and marketing messages, and increasing regulatory oversight of lenders’ marketing activities, creating the right strategy that will distinguish companies’ brands while maintaining compliance is an immediate priority.
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Rose Bogan advises how NOT to lose in the game of compliance

Rose Bogan advises how NOT to lose in the game of compliance

Digital Risk’s Rose Bogan, SVP of Governance, Risk & Compliance, shared key insights on how to stay out of regulatory crosshairs and ensure survival through the dangerous game of compliance. Her article, “How NOT to lose in the game of compliance,” was published in the July issue of Mortgage Banking Magazine.

Throughout the piece, Rose explains how technology and automation can enhance financial intuitions’ three lines of defense, line of business, compliance and internal audit. She also shares best practices that various companies are adopting, such as configurable planning, automated monitoring and testing, and real-time reporting and analytics.
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Digital Risk’s & MBA’s Women in Real Estate Finance Networking Luncheon featured in HousingWire

Digital Risk’s & MBA’s Women in Real Estate Finance Networking Luncheon featured in HousingWire

Digital Risk is fortunate to be led by several strong female executives. In May of 2016, several company leaders partnered with the Mortgage Bankers Association (MBA) to host the Women in Real Estate Finance Networking Luncheon at MBA’s National Secondary Market Conference & Expo. Three months later, Chief Legal Officer Debbie Hoffman and VP, Origination & Secondary Traci Cox were named to HousingWire Magazine’s 2016 Women of Influence. Bringing both accomplishments full circle, HousingWire shared a blog post about both the Networking Luncheon and the Women of Influence honorees!
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DebbieTracieHW2016WOI3

Two Digital Risk Leaders Make HousingWire’s 2016 Women of Influence!

Digital Risk’s Chief Legal Officer Debbie Hoffman and VP, Origination and Secondary Traci Cox have been named to HousingWire’s 2016 Women of Influence!

This is the sixth year that HousingWire has recognized the women leading our industry forward. This year’s list includes 43 winners who represent a range of occupations within the housing economy and who demonstrate leadership that inspires those in their own companies, in their communities, and in the industry at large.

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Mphasis Releases Join Newsletter, “Accelerating the pace of Digital Banking”

Mphasis Releases Joint Newsletter “Accelerating the pace of Digital Banking”

Mphasis and Gartner released a joint newsletter in July regarding digital and disruptive technologies’ impact on Banking and Capital Markets. This issue covers various topics of discussion, including Blockchain, Digital Accessibility, Digital Wallet and more. This newsletter also features an exclusive Digital Banking Experience Primer for 2016 from Gartner.

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