Webinar - Increasing the Mortgage Inventory: How to Entice Millennials

Digital Risk CEO, to be a panelist on National Mortgage News Webinar

Increasing the Mortgage Inventory: How to Entice Millennials
National Mortgage News
May 27, 2015
Price: $99.00

From National Mortgage News

There has been a considerable amount of interest lately in the millennial influence on housing inventory as first-time homebuyers. Thus far in 2015, the millennial home purchasing activity has been much lower than predicted. This webinar will discuss what changes are and need to occur in the industry to entice millennials to purchase houses, thus having an effect on the mortgage lifecycle. Such topics shall include:

  • Starting from the dirt: are homes being built to encompass millennial preferences from the foundation to the location
  • How lenders are modifying or introducing their mortgage loan products
  • The mortgage application process and appealing to this demographic
  • Changes to underwriting and credit standards
  • Protections to homebuyers through revised mortgage insurance products
  • Use of technology and self-servicing in the mortgage application process to enhance millennials’ home buying experience
  • Education and awareness of mortgage opportunities: application, credit, compliance, cost savings of buying
Avoid RESPA Kickback Violations

Avoiding RESPA Kickback Violations in the Social Media Age

Avoiding RESPA kickback violations in the social media age
By Debbie Hoffman
HousingWire
April 1, 2015

The CFPB is currently paying close attention to the individuals/small players, as well as the larger institutional mortgage companies. With respect to the small players, the CFPB is looking at the loan officer, real estate agent and developer.

What is your firm doing to steer clear of violations?

Did housing starts nosedive because of a labor shortage?

Did housing starts nosedive because of a labor shortage?

Did housing starts nosedive because of a labor shortage?
HousingWire
March 18, 2015

Housing analysts are still trying to figure out why housing starts nose-dived in February.

Privately owned housing starts in February plummeted 17%, down to an annualized 897,000 from the revised January estimate of 1,081,000, with drops in the Northeast, Midwest and West leading the collapse.

2015-03-12-housingwire-tech-100

HousingWire Names Digital Risk to 2015 Tech 100 List

Digital Risk was named to HousingWire magazine’s 2015 HW TECH100™ list! The list was officially introduced in 2014 and each year seeks to recognize the 100 most innovative technology firms in the U.S. housing economy.

This is a huge win for us all as more than 250 companies were evaluated for this year’s program, which looks at technology innovation along six different categories: uniqueness of solution, growth, market influence, market potential, elegance of implementation, and “something else entirely” – a catch-all for disruption and other factors that drive innovation.
Read more

2015-03-04-technology-needs

Technology Needs in a Post-TRID Environment

Technology Needs in a Post-TRID Environment
Mortgage Compliance Magazine
March 4, 2015
By Eric Rawlings

After almost 40 years, the mortgage industry is going to undergo a significant change that will affect lenders, brokers, settlement agents, and all involved in closings. The mortgage industry is about five months away from the Consumer Financial Protection Bureau’s (CFPB or Bureau) August 1, 2015 deadline for the integrated disclosure requirements (TRID), which encompass the disclosures under the Truth in Lending Act (TILA) and Real Estate Settlement Procedures Act (RESPA). Until then, or even after, many lenders will be scrambling to find technology solutions for this game-changing regulation.

Kill Off Fannie Mae, Freddie Mac andYou Kill the 30-Year Mortgage as Well

Kill Off Fannie Mae, Freddie Mac and You Kill the 30-Year Mortgage as Well

Kill Off Fannie Mae, Freddie Mac and You Kill the 30-Year Mortgage as Well
MainStreet
February 27, 2015

Experts discuss a mortgage industry without Fannie and Freddie and how it would impact consumers and banks. Could banks be leaning towards shorter term mortgages to make them more profitable? Jeff Taylor comments, click below to read the full article.