Our Competitive Advantage

Digital Risk offers clients a significant informational competitive advantage in this fast-moving, turbulent market in order to make wise investment decisions. Digital Risk is unique in many important ways.

We’re the Only One-Stop, Total-Solutions Provider. We offer a seamless, end-to-end set of cutting edge predictive modeling analytic tools and forensic loan review services.

Unsurpassed Experience with Sub-prime and Alt-A Asset Problems. As one of the new generation of specialty risk mitigation firms, our entire focus has been on examining the issues and building tools to identify and analyze asset performance factors so clients can make informed valuation decisions. With our 360⁰ Risk Analytics, we’ve analyzed over $52B in non-performing mortgages during 2007 alone. That gives us the most recent and up-to-date expertise to address virtually any mortgage risk related problem.

Our Analytics use Best-in-Class Predictive Modeling Algorithms. Our platform harnesses the efficient and sophisticated power of next generation predictive modeling tools to analyze entire loan pool relevant data and recommend action-oriented decisions for management. This is especially valuable to high loan volume clients needing to make operational decisions with greater precision, consistency and agility. They eliminate reviewer inaccuracies and biases which often accompany manual reviews and data samplings.

Enhanced Underwriting Expertise. When our comprehensive analytics identify suspicious loans and highlight potential areas of misrepresentation and risk, our forensic underwriters conduct hands-on investigation of loan risk factors. Our expert staff are specially trained to go beyond what was historically considered as “normal” underwriting review, and collect additional, detailed data to pinpoint issues and obtain needed answers.

Client-centric solutions. One size doesn’t fit all. Our platform is modular so you can purchase just those verification components you need and your budget allows. Moreover, our team of expert developers will customize the software to meet your unique needs. This includes producing a tailored, business-driven risk scorecard recommending specific course action steps that your business should take. Finally, Digital Risk seamlessly integrates the solution into your existing workflow to maximize its efficiency and effectiveness.