Experienced Forensic Review
Digital Risk’s forensic review process includes in-depth compliance assessment of the portfolio, comparing the underwriting parameters and standards in place at the time of origination against representations and warranties contained in the purchase and sale agreements governing transactions. Services include identifying areas of risk stemming from underwriting errors, fraud and property valuation.
Our seasoned mortgage underwriters and fraud investigators utilize our advanced analytics and technology platform to determine loan application misrepresentations. Digital Risk’s full forensic review solutions dig deep into each credit, collateral and compliance component to identify errors in the loan’s origination, such as:
- Income and employment
- Bankruptcy documentation
- CPA letters
- Assets
- Gift letters
- VOD / bank statements
- Debts / pay history
- Valuation
- Compliance requirements
