End-to-End Fulfillment Solutions

origination-secondary-trimDigital Risk can significantly reduce repurchase risk. Furthermore, Digital Risk is currently licensed to participate in regulated mortgage origination activities in 48 states + DC.

Digital Risk has the unique capability to help lenders avoid repurchase risk through a deep and precise knowledge of GSE requirements.

SETUP

• Document management(data entry, scanning, indexing)

• 3rd party ordering and follow-up (VOE, 4506-T, evidence of insurance, appraisal and title vendors)

• Compliance validation

PROCESSING

• Main point of contact for the customer and MLO

• Handle income verification, approval conditions, clears appraisal and title issues

• Gather supporting documentation required to prepare the request for underwriting

UNDERWRITING

• Understand and review customer’s credit, collateral and ability to repay

• Underwrite conforming/ non-complex, non-conforming, complex income such as self employed

• Handle exceptions/ waivers

CLOSING

• Schedule closings, reviews final terms and conditions and confirms fund transfers

• Obtain internal and external contingency payoff amounts for liens, installment loans and credit cards

• Handle pay-offs and disbursement of funds

Call Center

• Provide customer assistance (questions, application status during client business hours)

• Foster customer perception of one contact/one team

With a focus on…

Exceeding Service Levels

Exceptional Borrower Experience

Actionable Business Intelligence

Rigorous Compliance

Continuous Process Improvement