Truly Independent Risk Assessment
Digital Risk combines a loan level understanding of the mortgage market with extensive and unique modeling capabilities. Our powerful combination of advanced predictive analytics and forensic loan reviews enables our clients to make informed decisions under time-critical conditions.
Our platform offers the flexibility to fulfill demand in any mortgage environment and can help you quickly respond to industry change. Our solutions offer compliance with the vast number of regulations and efforts introduced post-financial meltdown:
HARP 2.O: End-to-end Origination and Loan Modification fulfillment to help manage capacity and scalability challenges.
Making Home Affordable (MHA): Delivering advanced analytics and experience set to all HAMP and HAFA servicers ensuring compliant, seamless and efficient loan modifications and short sale execution.
Consent Orders: Comprehensive Compliance and Surveillance solutions supporting servicers in development and implementation of plans to correct identified deficiencies.
Secure & Fair Enforcement for Mortgage Licensing Act (“SAFE Act”): Licensed in 45 states, Digital Risk’s expert underwriters and compliance support significantly reduce operational burden.
The Dodd-Frank Wall Street Reform Bill (“Dodd-Frank”): Origination solutions to ensure compliance and manage risk due to more stringent underwriting requirement.
Digital Risk provides a comprehensive suite of analytics, advisory, quality control and forensic review solutions to screen and identify potential fraud and credit risk at a granular loan level in originations, refinances and modifications, as well as to pinpoint fraudulent non-performing loans within existing portfolios.
The nation’s largest originators, issuers, servicers, investors, government agencies and insurers trust Digital Risk to identify risk, fraud, errors, misrepresentations and noncompliance.